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To dispute a credit card charge, you should first contact your card issuer and provide details of the disputed transaction.;If the issue is not resolved, you can escalate the matter to AFCA for further investigation a...

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The Copyright Act 1968 and the Designs Act 2003 provide protections for intellectual property rights online, including digital content and designs.;Enforcement mechanisms include takedown notices, legal actions, and p...

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Payday loans in Australia are regulated by the National Consumer Credit Protection Act 2009, which caps fees and interest rates that lenders can charge.;Lenders are also required to assess the borrower's ability to re...

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Aboriginal communities can influence policy through advocacy, participation in consultations, and public campaigns.;They often engage in partnerships with government and NGOs to promote their interests and rights.

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Australian Consumer Law protects consumers from unfair contract terms in standard form contracts, particularly those that create a significant imbalance in rights and obligations.;Unfair contract terms can be declared...

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Superannuation in Australia is a mandatory system where employers contribute a percentage of an employee's earnings to a superannuation fund.;Employees can also make voluntary contributions, and the funds are typicall...

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The points-based system assigns points for factors like age, English language proficiency, work experience, and education qualifications, with a minimum points threshold required to receive an invitation to apply.;App...

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To report discrimination, individuals can contact the Human Rights Commission or relevant authorities.;Filing a complaint often involves providing evidence and detailing the discrimination experienced.

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You can travel overseas while bankrupt, but you must obtain written permission from your trustee.;Failing to get permission can result in penalties, including extending your bankruptcy period.

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A testamentary trust is created through a will and comes into effect upon the testator's death, whereas a living trust is established during the testator's lifetime.;Testamentary trusts are often used for managing ass...